Menagerie is excited to announce our partnership with Promise Financial to offer wedding financing to couples. Starting today, you’re able to request a wedding loan through Menagerie and receive funds deposited directly into your bank account in less than 2-3 days. Learn more in our interview with Promise Financial below!

Who is Promise Financial?

Promise Financial is the only financial technology platform focused on wedding financing.  The company’s leading-edge technology platform provides financing offers in seconds and utilizes big data and next-generation credit models that go beyond FICO scores to better address the needs of customers who are often underserved by the traditional financial system.

What is wedding financing?

Payment plans are available for nearly every large purchase we make, from cars, to home renovations, to medical procedures, to electronics, so why have payment options always been so limited for weddings, which have a $30,000 average cost?  Wedding financing provides a sensible payment solution by giving couples the option to pay over time, with low rates and a convenient online process.

Promise Financial offers financing ranging from $3,000 to $35,000, with repayment over 36 months, transparent pricing, and no prepayment penalties.

Is wedding financing better than paying for a wedding with credit cards?

We hear that question a lot!  The answer depends on your situation – we believe that wedding financing is the right choice for many couples, and in other cases credit cards (or paying in cash up front) makes the most sense.

More specifically, we suggest wedding financing for couples looking to pay over time for more than $3,000 of expenses. Wedding financing through Promise Financial often has lower rates and faster repayment schedules than credit cards, which can translate into significant savings. In comparison, credit cards may be a better option for couples planning on financing a small amount of expenses with a plan to repay the entire balance prior to the due date.

How do I apply for financing and how long does it take to be approved and funded?

It’s easy! The application process is online and it takes just a few minutes to receive a response with your personalized financing offers. You’re able to accept a loan offer online and electronically sign the required documents, following which we verify your information prior to funding.  The financing is then deposited directly to your bank account in 2 to 3 business days.

Apply Today

How much financing has Promise Financial provided to date?

We have experienced a terrific customer response since launching in 2015, and we’re happy to say that we’ve done over $5 million in originations to date.  We currently arrange more than $1 million of financing each month.

Who is eligible for wedding financing?

We have certain basic requirements, such as being a U.S. citizen or permanent resident and being at least 18 years old. We also have certain minimum credit requirements, including a FICO Score of at least 620.

What else should a couple know about wedding financing?

Every wedding and personal situation is different, and wedding financing is here to provide a convenient and sensible option for couples.

Request Wedding Funds